FC'01, http://fc01.ai, Financial Cryptography '01, Fifth International Conference, Grand Cayman, BWI, February 19-22, 2001. (Papers due October 13, 2000) Original papers are solicited on all aspects of financial data security and digital commerce in general for submission to the Fifth Annual Conference on Financial Cryptography (FC01). FC01 aims to bring together persons involved in the financial, legal and data security fields to foster cooperation and exchange of ideas. Relevant topics include Anonymity Protection Infrastructure Design Auditability Legal/ Regulatory Issues Authentication/Identification Loyalty Mechanisms Certification/Authorization Payments/ Micropayments Commercial Transactions Privacy Issues Copyright/ I.P. Management Risk Management Digital Cash/ Digital Receipts Secure Banking Systems Economic Implications Smart Cards Electronic Purses Trust Management Implementations WaterMarking Full Call for papers available at http://www.syverson.org Conference Web Site: http://fc01.ai